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Select and add the personal account product(s) of your choice to your cart to begin the easy application process.

Important Information:

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account we will ask your name, address, date of birth, and other information that will allow us to identify you.

Acceptable forms of identification (Drivers license, state issued photo ID or passport): We require one of these identification documents to open an account.
Contact Information: Please provide a cell phone number for use in a two-step verification process.
Documentation: We may contact you for additional supporting documents (such as proof of residence).
Joint Applicants: Please be ready to provide the documentation listed above for the Joint Applicant section of the application.
Please note: Account opening is subject to approval.

Annual Percentage Yield (APY) effective as of April 22, 2025.

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Available Products

Checking Savings Certificate Account Money Market

Free Checking

Simplify your banking with this free checking account, featuring a low minimum opening deposit and no maintenance fees.

*You must enroll in eStatements within 60 days of account opening and maintain your enrollment to qualify for this account.

Min Deposit: $25.00

Primary Banking

Flexible banking with options to avoid monthly maintenance fees.

Rate may change after opening. Fees could reduce earnings on the account.

APY (Annual Percentage Yield)

APY: 0.01% Min Deposit: $100.00

PrimaryPlus Banking

Enjoy convenience along with a wide range of banking benefits, including free ATMs worldwide and rate benefits on select CDs.

Rate may change after opening. Fees could reduce earnings on the account.

APY (Annual Percentage Yield)

APY: 0.02% Min Deposit: $100.00

Premier5 Banking

A premium account with free ATMs worldwide, rate benefits on select CDs and additional exclusive features.

Rate may change after opening. Fees could reduce earnings on the account.

APY (Annual Percentage Yield)

APY: 0.02% Min Deposit: $100.00

Personal Savings

This account pays interest and gives you immediate access to your funds. It can be opened with as little as $10.

Rate may change after opening. Fees could reduce earnings on the account.

APY (Annual Percentage Yield)

APY: 0.02% Min Deposit: $10.00

High Yield Savings

Earn up to 3.00 % APY (Annual Percentage Yield) with a High Yield Savings Account. Account must be opened with a minimum of $10,000 in new funds not already on deposit with Cape Cod 5. Available to new or existing customers.

Rate may change after opening. Fees could reduce earnings on account.

APY: 3.00% Min Deposit: $10,000.00

South Shore High Yield Savings

Earn up to 3.75% APY (Annual Percentage Yield) with a South Shore High Yield Savings Account. Account must be opened with a minimum of $10,000 in new funds not already on deposit with Cape Cod 5. Available to new or existing customers with a Cape Cod 5 checking account and residing in qualifying towns.

Rate may change after opening. Fees could reduce earnings on account.

APY: 3.75% Min Deposit: $10,000.00

91 Day CD

CDs are a great way to safely preserve principle while earning a higher rate of interest. Earn more now with our 91 Day CD rate.

A penalty may be imposed for early withdrawal.

APY (Annual Percentage Yield)

APY: 3.75% Min Deposit: $1,000.00

6 Month CD

CDs are a great way to safely preserve principle while earning a higher rate of interest. Earn more now with our 6 Month CD rate.

A penalty may be imposed for early withdrawal.

APY (Annual Percentage Yield)

APY: 3.60% Min Deposit: $1,000.00

9 Month CD

CDs are a great way to safely preserve principle while earning a higher rate of interest. Earn more now with our special 9 months CD rate.

A penalty may be imposed for early withdrawal.

APY (Annual Percentage Yield)

APY: 3.45% Min Deposit: $1,000.00

12 Month CD

CDs are a great way to safely preserve principle while earning a higher rate of interest. Earn more now with our special 12 month CD rate.

A penalty may be imposed for early withdrawal.

APY (Annual Percentage Yield)

APY: 3.20% Min Deposit: $1,000.00

18 Month CD

CDs are a great way to safely preserve principle while earning a higher rate of interest. Earn more now with our 18 Months CD rate.

A penalty may be imposed for early withdrawal.

APY (Annual Percentage Yield)

APY: 3.05% Min Deposit: $1,000.00

24 Month CD

CDs are a great way to safely preserve principle while earning a higher rate of interest. Earn more now with our 24 months CD rate.

A penalty may be imposed for early withdrawal.

APY (Annual Percentage Yield)

APY: 2.95% Min Deposit: $1,000.00

36 Month CD

Save long term while earning interest.

A penalty may be imposed for early withdrawal.

APY (Annual Percentage Yield)

APY: 2.95% Min Deposit: $1,000.00

Premier5 Money Market

Earn a higher interest rate while maintaining immediate access to your funds, available exclusively to Premier5 Banking customers. If you do not have a Premier5 Banking account, you can add it to this application.

Rate may change after opening. Fees could reduce earnings on the account.

APY (Annual Percentage Yield)

Max APY: 1.55% Min Deposit: $2,500.00

PrimaryPlus Money Market

The PrimaryPlus Money Market account offers an alternative way to save at a special rate.

Rate may change after opening. Fees could reduce earnings on the account.

APY (Annual Percentage Yield)

Important Note: PrimaryPlus Checking account is required to open this account type. You can apply for a PrimaryPlus checking account now by adding it to your product selection. Subject to approval.

Max APY: 1.30% Min Deposit: $2,500.00

APY (Annual Percentage Yield)

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We apologize that we cannot open an account for you at this time. If you have questions, please call our Customer Service Center at 888-225-4636.

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Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

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By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

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Tell Us About Yourself

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Upload Documents

Upload your personal and reference documents securely.

Click or tap here to capture or upload an image or document.

Additional Information

We will need a little more information from you regarding your connection to Cape Cod 5. Please select from the list below.

Note: For the purpose of opening an account online, the Bank's area of service is:

Counties: Barnstable, Bristol, Dukes, Essex, Middlesex, Nantucket, Norfolk, Plymouth, Suffolk

Please provide more detail:*

Please provide; house /condo number, street name, city and zip code you are moving to:*

Please provide; house /condo number, street name, city and zip code of your second home:*

Please provide; house /condo number, street name, city and zip code you are purchasing:*

Please provide the name of your CC5 Mortgage Loan Officer:*

Do you anticipate performing any Incoming and Outgoing Domestic Wire Transfers?*

Do you anticipate performing any Incoming and Outgoing International Wire Transfers?*

Please identify the country or countries involved:*

Are you or any of your relatives or associates connected to the government of a country other than the United States?*

If you answered “Yes”, please provide an explanation regarding these associations.*

Do you have another applicant?

Yes

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Additional Information

We will need a little more information from you regarding your connection to Cape Cod 5. Please select from the list below.

Note: For the purpose of opening an account online, the Bank's area of service is:

Counties: Barnstable, Bristol, Dukes, Essex, Middlesex, Nantucket, Norfolk, Plymouth, Suffolk

Please provide more detail:*

Please provide; house /condo number, street name, city and zip code you are moving to:*

Please provide; house /condo number, street name, city and zip code of your second home:*

Please provide; house /condo number, street name, city and zip code you are purchasing:*

Please provide the name of your CC5 Mortgage Loan Officer:*

Do you anticipate performing any Incoming and Outgoing Domestic Wire Transfers?*

Do you anticipate performing any Incoming and Outgoing International Wire Transfers?*

Please identify the country or countries involved:*

Are you or any of your relatives or associates connected to the government of a country other than the United States?*

If you answered “Yes”, please provide an explanation regarding these associations.*

Continue Or Go Back

About Your Joint Applicant

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Upload Documents

Upload your personal and reference documents securely.

Click or tap here to capture or upload an image or document.

Additional Information

We will need a little more information from you regarding your connection to Cape Cod 5. Please select from the list below.

Note: For the purpose of opening an account online, the Bank's area of service is:

Counties: Barnstable, Bristol, Dukes, Essex, Middlesex, Nantucket, Norfolk, Plymouth, Suffolk

Please provide more detail:*

Please provide; house /condo number, street name, city and zip code you are moving to:*

Please provide; house /condo number, street name, city and zip code of your second home:*

Please provide; house /condo number, street name, city and zip code you are purchasing:*

Please provide the name of your CC5 Mortgage Loan Officer:*

Do you anticipate performing any Incoming and Outgoing Domestic Wire Transfers?*

Do you anticipate performing any Incoming and Outgoing International Wire Transfers?*

Please identify the country or countries involved:*

Are you or any of your relatives or associates connected to the government of a country other than the United States?*

If you answered “Yes”, please provide an explanation regarding these associations.*

Continue Or Go Back

Tell us about your beneficiaries

Add an additional beneficiary

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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Tell us about your beneficiary percent shares

Other Products

Total beneficiary percent share: 0.00%

Please indicate the percentage of the payout each beneficiary will receive:

Total

0.00%

Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

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Review and Submit

Product Selections

Additional Application Information

Applicant Information

Contact Information

Identification Information

Secondary Identification Information

Address

Employment Information

Previous Employment Information

Joint Applicant Information

Joint Applicant Contact Information

Joint Applicant Identification

Joint Applicant Secondary Identification

Joint Applicant Address

Joint Applicant Employment Information

Funding Source

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Please select from the drop-down list below:*

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Read, Sign and Submit

Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

Cape Cod Five Cents Savings Bank
Electronic Communications Disclosure

By opening and reviewing Cape Cod Five's eCommunication Disclosure and checking this box, you authorize Cape Cod Five Cents Savings Bank to provide all required disclosures in electronic form. In addition, you assert that your computer/device is capable of receiving all required disclosures. All of this is in accordance with the Bank's eCommunications Disclosure.

*Note: You can save or print the agreement via the link below.*

Yes, I consent to Cape Cod Five's eCommunication Disclosure

Email Agreements & Disclosures

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The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

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Fund Now with Plaid

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Product Funding Limit Exceeded

The total amount to be deposited for a product type cannot exceed the limit defined in the following table. Please adjust the deposit amount for your requested products so they do not exceed the limit.

Product Type	Maximum Deposit	Your Requested Deposit
Checking
Savings
Certificate

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another financial institution

Co-Driver's License Scan

Driver's License Scan

Other Products

Document Upload Source Selector

Document Upload Source Selector

How did you hear about Cape Cod 5?

One-Time Passcode

Document Verification

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Open an Account

Application Cancelled

Funding

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another financial institution

'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information

Beneficiaries Information

Beneficiaries percent share information page

Other Products

Document Upload Source Selector

Document Upload Source Selector

Review and Submit

How did you hear about Cape Cod 5?

One-Time Passcode

Authentication Questions

Document Verification

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Document Verification

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Application Completed

Almost Done

Congratulations

Funds Pending

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Congratulations

Funds Pending

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Funds Pending

Almost Done

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